Just when I thought our nightmare with the IRS was over?
This….
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My husband’s annual social security benefit statement came the other day but something was off. It showed an IRMAA deduction and results in his check being $76 less than it is now. Since there’s supposed to be a large increase in Social Security next year… that made no sense.
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The calculations were made on our 2020 tax form? Of course they were! That’s the year the friggin’ IRS screwed up and moved a decimal point on my husband’s Marine Corps retirement income. It took me 6 months to clear up that mess and get them to correct the form.. but apparently they didn’t do it in time for Social Security to make their calculations.
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Yeah. I wish!
So…. thanks to the *%#<!*%* IRS, I have to gather proof they screwed up and file an appeal with Social Security to correct their numbers and get them to reset the benefit amount.
One tiny decimal point. It’s the gift that keeps on giving.
Remember the crazy letter I got from the IRS back in June saying we owed over $55,000 on our 2020 taxes? The one that caused me to curse the government, their incompetent workers, automated phone systems, bureaucracy, H&R Block and basically everyone associated with tax collecting?
Well…. after a solid 8 hours on the phone with 4 IRS agents (who didn’t help), two appointments and numerous phone calls with an H&R Block agent (who didn’t help), another 6 hour phone conversation with 2 IRS agents (who were absolutely clueless), and a 3 hour nightmare trying to connect with a tax advocate (who told me to call the IRS agents) … it took me writing a hateful letter and sending it certified mail to get results.
Five months later.
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Yes, the IRS in all their infinite wisdom realized they made a mistake when they recorded my husband’s Marine Corps pension as $270,000 instead of the $27,000 it actually is.
Did they admit their mistake? No.
Did they apologize for the stress and hassle they caused? No.
Gather round boys and girls, and make yourselves comfortable while River spins the tale of her fight with the IRS.
It started with a letter and a ridiculous claim of moneys owed.
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We’re good citizens, we pay our fair share of taxes. Every year we pay, and pay, and pay. The husband worked hard all his life and we live comfortably. With no children and no allowable deductions we pay every April on top of the exorbitant amount Uncle Sam strips from his annual income…. so when I saw the IRS wanted $57,364 more than the $20,787 we’d already paid? I was more than a little shocked.
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As you can see, the problem lay in the adjusted gross income. I reported $157,557 while the IRS in their infinite wisdom said it was $381,774. Knowing that was (unfortunately) incorrect.… I investigated.
This was our 2020 tax form. And yes, the IRS is so understaffed and overworked they just now got to it. I file our taxes. Me, personally… and mail in paper forms the old school way. I’ve done it that way for decades and never had a problem, until now.
After some online research, I realized there was no other choice than to call the IRS. Which I dreaded, but did, repeatedly… for 5 solid hours that afternoon. No matter which number I called.. and I called them all … they were answered by the same recording. No matter how many different buttons I pushed or didn’t push, no matter how many internet tricks I tried to find a human, I got nowhere. Basically the phone lines were tied up, they didn’t have enough agents, and they wouldn’t put me on hold or let me leave a call back number. It was a nightmare.
The next day I called at 6:59 am. They open at 7:00 but still, I got nowhere. The lines were still clogged. How is that possible? After being on hold for over an hour and a half I finally got an operator. I explained the situation and they transferred me to the department that could help. Hallelujah.
I waited another 96 minutes. Yes, I kept track. When someone finally answered? I was ecstatic. Until I explained my problem and they told me they only handled returns and transferred me back to the operator. The one who didn’t pick up for another 42 minutes.
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Did I mention I was still in my pajamas and hadn’t had breakfast? The husband made me toast and beat feet for the man cave at this point because I was… how shall we say?… slightly perturbed.
After explaining my problem to a second operator I was put on hold for another agent in a different department. 103 minutes later my portable phone battery was dying as she picked up, so I ran to the office for the other handset before we got disconnected.
I had a long drawn out conversation with a rather crusty woman named Mrs. Knox who kept putting me on hold to investigate the issue. After trying to blame me multiple times, she realized what went wrong. Since I mailed in paper forms, the IRS had to enter the data electronically. When they keyed in my husband’s military pension of $27,641? They entered $276,410 instead. Oh, those pesky commas and decimal points. They get you every time.
Now that I’d brought the error to the attention of the government, and they admitted it was their fault… I figured I was home free and ready to hang up the phone.
Am I naive or what?
Mrs. Knox did not have the authority to correct the error. Nor did she have the power to grant me the 180 day extension that will be needed to clean up this mess because the IRS is understaffed and overworked. Of course she also told me if the issue isn’t resolved by August 5th they’ll send the bill to collections and possibly ruin my credit.
WHAT!
I spent another 69 minutes on the phone with Mrs Knox as she tried to figure out the best course of action. And by action, I mean they do nothing and I have to jump through hoops to correct their error. I waited. And waited. And waited some more. The husband kept coming in to check on me but I must have had smoke coming out of my ears because he would flee shortly after arrival. By 1:15 in the afternoon, 6+ hours after I’d started, the second portable handset had died and I was landlocked to the old fashioned plug in bedroom phone.
And after all that time? The only solution Mrs. Knox offered was for me to write a letter. Jesus wept! A letter. To the IRS. Which would sit unanswered on someone’s desk for another 2 years? Not happening.
So what did Mrs. Knox do? She transferred me to the Tax Payer Advocate Office because she felt sure they would take on my case. It won’t surprise you to learn that I was on hold for another 31 minutes only to have that operator put me on hold for another 44 minutes for a rep to tell me I would have to write a letter explaining the problem, provide documentation and a reason for requesting their services. Then wait wait 4-6 weeks for an answer.
I believe I may have screamed at that point.
Right after I hung the fuck up.
7 1/2 solid hours on the phone. For nothing.
So I did what any sane human being would do. I took a shower, got dressed, joined my husband in the man cave, popped the top on one of these lovelies….